Insurance & Rates

We pride ourselves in making excellent mental health care accessible. At Rivia Mind, we are in-network with the following commercial insurance plans and student plans.  If you don’t have one of these plans, we offer out-of-network billing with all our available providers, and discounted rates for treatment with our student clinicians. 

Submit the eligibility check form below and we will get back to you within 48 hours about your individual benefits and answer any specific questions you may have, or please contact our billing team directly at billing@riviamind.com or call us at (212) 203-1773

Insurance Eligibility Check Form

or

Click Here for a Free 15 Minute Clinical Consultation

Here are some frequently asked questions for your information.

Will Rivia Mind bill my insurance?

Yes. Services that qualify will be billed by Rivia Mind for the following insurance companies, provided we have your most up-to-date insurance information on file.

 

 

 

 

Rivia Mind will submit bills to your insurance company directly and will do everything possible to advance your claim. We will give you an estimate based on your benefits before starting treatment. However, this is based on the initial inquiry to your insurance company and is only our best estimate at the time. There might be a discrepancy when the claims are actually submitted. 

What is a deductible?

A deductible is the amount of money you have to pay before the insurance company begins covering part or all of your medical expenses. Deductibles can vary greatly among insurance plans and types of service. Deductibles also reset every year. Typically, at the beginning of the calendar year, you would be responsible for the deductible before your insurance begins to cover part or all of your medical expenses. Please check with your insurance company to find out if you have a deductible and when it resets.

 

What is a co-payment?

A co-payment is a set amount of payment that you may have to pay after you reach your deductible. You are responsible for this payment, and the rest of the bill is paid by your insurance. Co-payments can vary greatly among insurance plans, so be sure to check the amount for outpatient mental health services on your specific plan. 

 

What is co-insurance?

Co-insurance is a set percentage of the insured medical expenses that you may have to pay after you reach your deductible. It differs from co-payment as it is not a set amount, but is a percentage. For example, some plans share the cost by splitting between 80% insurance pay and 20% co-insurance paid by you.

Co-insurance can vary greatly among insurance plans and types of service. Please check with your insurance company to find out if you have co-insurance.

 

What does it mean if I’m out-of-network?

For out-of-network billing, payments are due at the time of your service, and you will receive a super-bill as a receipt, which includes all the information needed for your insurance company to process your claim for reimbursement.

What is self-pay ?

Our rates for all self-pay patients are listed below. 

We do offer the option of low fee psychotherapy and medication management with mental health nurse practitioner students (available to book directly under telehealth, new patients, select the service here).